About Us

MS RiskTec Solutions – AI-Driven Risk Management Experts

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Who We Are

MS RiskTec Solutions is an industry leader in AI-powered risk management, risk consulting, research, and training. We integrate AI, data analytics, and deep industry expertise to provide next-gen risk intelligence solutions.

Our Mission

To revolutionize risk management through AI, empowering organizations with predictive insights and strategic resilience.

Our Team:

Mr. Manas Pandey – CEO, MS RiskTec Solutions

Mr. Manas Pandey – CEO

Manas Pandey is a seasoned business leader and AI-powered risk management consultant with over 25 years of cross-functional leadership in strategy, finance, energy, and healthtech. As the CEO of MS Risktec Solutions, he specializes in leveraging AI, machine learning, and data analytics to drive intelligent risk mitigation, business optimization, and strategic growth for clients across BFSI, Energy, and HealthTech sectors.
An Engineer-MBA with a Harvard certification in Data Science, Manas is a qualified Independent Director (MCA, Govt. of India) and a certified expert in COSO ERM, reflecting his commitment to corporate governance and enterprise risk management. He has held leadership roles including CEO of Energy Analytics, Strategic Advisor at Power Finance Corp Consulting, and Indian Market Consultant to Macquarie Bank. Manas is the visionary behind AI-driven products such as Riskmate (Risk Intelligence Platform), Riskie – (AI engine for real-time enterprise risk assessment),Sentra ( AI-Powered Early Warning System for Loan Risk) and Linda (AI powered Smart Insurance Bot), helping organizations make data-driven, future-ready decisions. He has led the development of PPNR models, Basel/IFRS9 frameworks, credit modeling systems, and regulatory stress testing platforms across US, India, GCC, and Southeast Asia. Renowned for his expertise in risk modeling, predictive analytics, financial modeling, model governance, and strategic consulting, Manas is also a published author of:

Publications by Manas Pandey:

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Sonjai Kumar

Dr. Sonjai Kumar, PhD, CFIRM

A passionate risk management professional with over 25 years of experience in the insurance industry, actuarial science, and risk management. He has successfully created risk management verticals in multiple companies and understands actuarial and risk management functions deeply. He is a Certified Fellow Risk Management Professional (CMIRM) from the Institute of Risk Management, London, and holds a Postgraduate Diploma in Actuarial Management from City University, London. He also has a Master’s Degree in Mathematics from the University of Delhi and completed the Senior Management Program from IIM Calcutta. He has published many research papers & articles in international journals & magazines.

Mr. Adil Firoze

Mr. Adil Firoze

An IIT Kanpur alumnus and former GM at Engineers India Ltd, Mr. Firoze has 30+ years of experience in engineering, CSR, and sustainability. He advises NGOs, leads CSR consultancy, and trains in project management and risk. His work in ISO standards and stakeholder engagement has earned him national recognition.

Mr. Shankar Das

Mr. Shankar Das

He is an Information Security Researcher Fellow at USI with 17 years of experience in cybersecurity and IT project management. He has led tech and risk initiatives across banking, fintech, and software sectors, with a focus on innovation and system modernization.

Dr. Purnima Rao

Dr. Purnima Rao

A finance professor with 15 years of teaching and research experience in risk management and corporate finance. She is the PhD Chair at FIIB, New Delhi, and specializes in areas like sustainable finance, emotional finance, and stock market anomalies.

Dr Sankalp

Dr Sankalp

Dr. Sankalp Purushottam Naik is an Assistant Professor at VIT Business School, Chennai, with expertise in finance, risk management, and FinTech. Holding a BE, MBA, and PhD in Enterprise Risk Management, he focuses on systems thinking, financial analytics, and ERM frameworks. He bridges academia and industry through data-driven risk strategies.

Mr. Pushottam C Lal

Mr. Pushottam C Lal

A Finance Professional With accomplished Experience In Development & Distribution of financial products / Agent Development & Finance & Accounts In The Banking Domain / Credit Card / Capital Markets / Demat Ops / Wealth Management / Mutual Fund, Insurance & financial services / Flair for Teaching / Training / Experience in Corporate Board Level as Director.

Mr. Muraleedharan Karumathil

Mr. Muraleedharan Karumathil

As a Consultant and Certified Corporate Trainer with over 40 years of experience, I specialize in IT risk and compliance assessments, as well as IT and soft skills training. My credentials, including ITIL Expert and ISO 27001 Lead Auditor certifications, enable me to deliver impactful solutions in IT infrastructure, security compliance, and operational efficiency. Previously, as IT Operations Manager for the India region at SBM-Nauvata, I contributed to IT security compliance, budgeting, and global IT change advisory initiatives. My focus remains on empowering organizations with robust IT strategies, fostering seamless operations, and delivering high-value training programs tailored to business needs.

Mr. Shankardas Gupta

Mr. Shankardas Gupta

With over 40 years of experience in banking, including 8 years in senior roles abroad (USA and Zambia), Shanker Das Gupta is a seasoned professional with deep expertise in risk management, corporate credit, and international banking operations. He served as Chief Risk Officer at Bank of India, where he led the development and implementation of the bank’s risk management framework across domestic and international operations. As Managing Director of Indo Zambia Bank, he successfully transformed it into a national-level institution through strategic rebranding and technology adoption. Currently engaged in training and consultancy, he has advised banks and corporates on risk-based internal audits, enterprise risk management, and regulatory compliance. He has also conducted specialized training programs with CRISIL on Basel norms, credit risk, and liquidity management. His career reflects a strong foundation in strategic management, SME financing, and global banking leadership.